You can also fill out a duplicate of one’s current ITR you to features an excellent BIR stamp. I believe for this one, you will have to visit your RDO to obtain stamped.
When you find yourself a good freelancer otherwise a business owner, you can complete a duplicate of the audited ITR and BIR stamp. I failed to try this one to just like the We was not the person who removed the mortgage and that i didn’t join be co-borrower, however, I think this would suggest providing their current ITR, and just to take the fresh secure top, your bookkeeping instructions, into RDO.
If you are employed, you may also choose to fill in the formal 1 month shell out slip dated at the least three months prior payday loan Jay to day out-of software. Jay decided to fill out about three so you’re able to close the deal, haha! He along with submitted their COE as well as them.
This might be into the 1st step. Pag-IBIG will assess your distribution to test the qualification to make use of to own a home mortgage.
Once you have registered these types of files on the web, you’ll receive a message compelling one purchase the handling commission. We repaid Php step one,000. Be sure that you print a duplicate of your own verification of the fee. You will have to promote which to help you Pag-IBIG , and the other requirements, after you have become greet to see the place of work due to current email address or a visit.
Here are the documents that you need to provide Pag-IBIG after you have become questioned add your write-ups myself:
1. All the brand-new duplicates of the records you recorded regarding the very first processes, except for the newest selfie. You should also have your own ID photocopied.
dos. A duplicate of one’s Unique Power of Lawyer towards the representative. (Whether your holder isnt throughout the Philippines)
The price of notarization depends upon the concurred price of the house stipulated in your contract to offer.
They will certainly plus ask for taking the photos along with your legitimate ID once again. Now, it would be their employees that will use the take to.
Appraisal phase
As desk manager appears over your articles and you can notices no inaccuracies, you will be expected to pay for assessment payment. I reduced Php dos,000.
We had been advised to go to getting a call from just one off their workers regarding your plan of the home assessment. What are the results throughout family assessment is that they will be sending agencies to test our home to see if it suits its practical and you may requirements.
They titled three days in advance of they decided to go to. The new appraisers was indeed within place by 8AM. It ran inside, searched this new proportions and you may didn’t really communicate with us this much. They simply went around to test each area at home.
Upcoming which had been it. We had been told to go to because of their email whether all of our mortgage could have been acknowledged or otherwise not acknowledged; although not, it already cautioned united states your family we had been looking to purchase are short of step one meter in width to their standards.
Loan Declined
I acquired a message out-of Pag-IBIG officially saying that new sized the house didn’t satisfy its criteria, and that try one. That was the conclusion our experience……for now.
I thought turning in a page from reconsideration, however the current email address certainly reported that we’d to address the newest issue and you will agree to making the needed changes, hence we decided not to. So we had to undertake our fate and you may proceed.
Oh better, about i have gathered a lifestyle skills that we is use in tomorrow and to illustrate our kids when it is their consider pick their property. We had been, definitely, distressed, but we shall keep all of our dreams up until i in the end select the set we could call domestic.