After receiving new data files regarding the Financial, new Ministry’s Payment explores all of them and you will reaches decisionmission tells the bank it acknowledged the brand new subsidy, right after which the financial institution stops Financing Arrangement to the borrowing candidate
Skopje, six th (MIA) – Need for the fresh “Buy property Purchase an apartment” Project notably increased following Reasonable for this Investment, which was held at that time 24 th October – 28 th October. It describe your procedure of submission application is effortless, and it has three methods.
– We are able to give an explanation for procedure of submitting software into the “Pick a home Get a flat” Investment, for the around three methods and if you are wise, you are going to comprehend it was a very simple process. 1st step is interested in a flat otherwise family otherwise a great deal to possess family. Another action are approaching one of the 8 financial institutions using from the Endeavor and you can fill out the desired files, just like the third step belongs to the Ministry from Loans, one to as being the interacting with of choice to own granting the fresh new subsidy, then the candidate cues financing agreement for the particular financial, Ivana Bilbilovska, Representative of your own Ministry out-of Finance, said.
Bank accumulates these records about candidate and confirms whether the guy/she is eligible for having the loan, and you can after they forward the particular documents into Ministry of Financing, Bilbilovska told you
Are you aware that first faltering step, Bilbilovska demonstrates to you that the requisite is actually for the fresh apartment and/or household becoming yet another building and also for the rate perhaps not to help you go beyond EUR 900 for every square meter. People submitting software to your “Pick a property Get a flat” Endeavor would be to stop First Agreement with the specialist or if he/she builds a property, he/she ought to provide design and you will technology paperwork.
– The second step is actually for the newest resident to address one of the brand new seven banking companies, included in the “Purchase property Purchase a condo” Investment, i.elizabeth. Stopanska banka – Skopje, Stopanska banka – Bitola, Ohridska banka, Alfa, TTK, NLB Tutunska, Sparkase and you will Prokredit banka. Because of the Original Contract getting an apartment otherwise a home, the newest individuals is to submit to the financial institution his/their unique ID, full-time employment certification, certification going back half a dozen repaid salaries and you will statement, verified by the notary public, you to definitely from inside the earliest five years of your own cost period, they’re going to none sell the brand new flat or even the home, neither rent or place them lower than second home loan.
Step three is getting choice by Ministry out of Finance. The brand new Commission into the Ministry from Financing match one or more times inside forty five days, and, if required, more often than once.
– If you do not have your home or perhaps the family where you real time has become too tiny for your needs and you also want to buy a bigger you to and when your intend to need a housing loan, than “Purchase a property Buy a flat” Venture, is really a high probability thus. Fund provided of the Ministry from Financing are in a form regarding a subsidies that may are as long as EUR 14,000, additionally the rate of interest is truly lower and quantity to three.95% in the 1st three years and you may cuatro.44% on next and fifth season to the design: payment when selecting a condo otherwise subsidizing 75% of your own payment when buying/building a property, or repaired when you look at the repayment several months, loan places Millport accounting getting 4.5% along with six-times EURIBOR, for the design: equivalent (50%/50%) contribution when selecting an apartment or subsidizing 75% of one’s participation when buying/building a house, Representative of your own Ministry from Funds Ivana Bilbilovska, told you.